One of the most common excuses for not investing is the lack of capital. If you want to take your finances into your own hands and make some riches, that excuse will not hold. On the other hand, if your goal is to do nothing about your finances and stay in the same situation you are in now, that is a perfect excuse. In reality, you do not need a lot of money to begin investing. Mark Minervini, one of the best traders of today, talks about his humble beginnings in his book "Trade Like a Stock Market Wizard: How to Achieve Super Performance in Stocks in Any Market."
In the stock market, do not be surprised to see someone who didn't study finance or math in school outperform graduate-level degree holders. The simple truth is that the stock market requires no such credentials to perform well. Counter-intuitively, knowing yourself and how you behave or react to situations will help you produce the best results in the market. That brings out the reality that investing in the stock market is just as much an emotional game as it's a technical skill. Believe it or not, this contributes to why it is easy to learn how to invest in stocks.
The Behavior of the People
In his book, "How to Trade In Stocks," Jessie Livermore mentions that the markets move according to human greed, fear, ignorance, and hope. Because of this, you will realize that nothing changes in the stock market. The years might go by, but the behavior of the players stays the same.
A short while ago, an event caused a news uproar. Some "professional investors" commented about how the internet changed the game of investing. The story goes that the sub-Reddit group r/wallstreetbets caused funds to lose a lot of money. At face value, you would think that the behaviors of the market changed because of the introduction of the internet. In reality, what had occurred is called a "short-squeeze." The only thing unique about this one was that retail investors were the catalysts. Short-squeezes have existed since the days shorting was invented. Just as short-squeezes have happened in the past, they will occur again in the future.